body {
      margin: 0;
      font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
      background-color: #fff;
      color: #000;
    }

    /* Header */
    header {
      background-color: white;
      color:rgb(5, 13, 58);
      padding: 15px 20px;
      display: flex;
      align-items: center;
      justify-content: space-between;
      flex-wrap: wrap;
      position: relative;
    }

    header, nav {
  position: relative;
  z-index: 10; /* make sure it sits above the banner */
}

    .logo {
      font-size: 40px;
      font-weight: bold;
      font-family:'Lucida Sans', 'Lucida Sans Regular', 'Lucida Grande', 'Lucida Sans Unicode', Geneva, Verdana, sans-serif;
      letter-spacing : 0.8px;
      color:rgb(5, 13, 58);
      text-decoration: none;
      text-shadow: 1px 1px 1px lightblue
    }
    a {
      text-decoration: none;
    }

    .menu-icon {
      display: none;
      font-size: 30px;
      cursor: pointer;
      color:rgb(5, 13, 58);
       }


       nav ul {
  display: flex;
  list-style: none;
  padding: 0;
  margin: 0;
}

  /*  nav ul {
    flex-direction: column;
    width: 100%;
    display: none;
    background-color: #000;
    position: fixed;  
    top: 60px;
    left: 0;
    z-index: 9999;   
    padding: 0;
  }

*/
    nav li {
      margin: 0 10px;
    }

    nav a {
      color:rgb(5, 13, 58);
      text-decoration: none;
      font-weight: bold;
      padding: 8px 12px;
      display: block;
    }

    nav a:hover {
      text-decoration: underline;
    }

    /* Responsive menu */
    @media (max-width: 768px) {
  .menu-icon {
    display: block;
  }

  nav ul {
    flex-direction: column;
    width: 70%;
    display: none;
    background-color:lightcyan;
    opacity: .80;
    position: fixed;  /* use fixed so it's not covered */
    top: 60px;
    left: 150px;
    z-index: 9999;     /* ensure it's on top */
    padding: 0;
  }

  nav ul.show {
    display: flex;
  }

  nav li {
    text-align: center;
    margin: 10px 0;
    
  }
}

    /* Banner */
    .banner {
  background: url('legal.jpg') no-repeat center center/cover;
  color: #fff;
  text-align: center;
  padding: 40px 20px;
  height: 3in;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  position: relative; /* important */
  z-index: 1;
  padding-top: 80px;
}

.banner * {
  position: relative;
  z-index: 1;
}
.banner::before {
  content: "";
  position: absolute;
  inset: 0;
  background-color: rgba(0, 0, 0, 0.5); /* dark overlay for text readability */
  z-index: 0;
}



    .banner h2 {
      font-size: 32px;
      margin-bottom: 10px;
       
  transition: opacity 0.5s ease-in-out;
    }

    .banner p {
      font-size: 16px;
      max-width: 600px;
    }

    .banner a {
      display: inline-block;
      margin-top: 15px;
      padding: 10px 20px;
      color: #000;
      background-color: #fff;
      font-weight: bold;
      text-decoration: none;
      border-radius: 4px;
      
    }

    .banner a:hover {
      background-color: #ddd;
    }

    /* Content */
    .content {
  font-family: 'bell mt';
  padding: 40px 0;
}
    .content h2 {
     
      margin-bottom: 15px;
    }

    .content p {
      font-size: 16px;
      max-width: 800px;
      margin: 0 auto;
      font-family:'Trebuchet MS', 'Lucida Sans Unicode', 'Lucida Grande', 'Lucida Sans', Arial, sans-serif;
    }

    /* Footer */
    footer {
      background-color: rgb(5, 13, 58);
      color: white;
      padding: 30px 20px;
      text-align: center;
    }

    footer a {
      color: white;
      text-decoration: none;
      margin: 0 12px;
      font-weight: bold;
    }

    footer a:hover {
      text-decoration: underline;
    }